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12/1 Compliance Webinar: ACA Reporting Pitfalls, Penalties and Preparation
Join us for an upcoming webinar on December 1, 2015 addressing the impending ACA reporting requirements, with a brief background and overview of the general requirements, and a focus on trickier reporting situations that will impact a large number of employers. Presented by Kristine Blanco, Esq., Director of Compliance for Alliant Employee Benefits.
11/4 4th Quarter Rush on ACA Changes
Fourth quarter 2015 is shaping up to be a busy one.  President Obama signed the Bipartisan Budget Act of 2015, which repealed ACA automatic enrollment provision. The DOL, HHS and the Treasury issued joint FAQ guidance addressing ACA preventive care requirements, wellness program rewards, and mental health parity issues. The IRS issued 2016 cost of living adjustments--which include changes to certain fringe benefit limits-- and proposed regulations that would implement the Supreme Court’s same-sex marriage decisions. Read our Alert on this flurry of changes to healthcare reform legislation.
10/30 EEOC Draft Regs on GINA and Wellness Plans
The EEOC issued draft regulations on Wellness Programs and the Genetic Information Nondiscrimination Act (GINA) that resolve critical issues for common employer wellness plan designs and tie up loose ends from prior draft regulations. The question has been whether a spouse’s completion of Health Risk Assessment (HRA) violates GINA because a spouse's medical condition would be considered genetic information of the employee's "family member." Read our Alert for information on how the new draft regulations interpret this issue--and how employers tying HRA completion to incentives can stay in compliance.
10/27 Electronic Filing of Forms 1094 and 1095 for ACA Compliance
The Affordable Care Act (ACA) created two new reporting requirements effective in 2015-- Minimal Essential Coverage (MEC) and Applicable Large Employer (ALE) reporting. ALE reporting (and MEC reporting for self-funded plans) requires two IRS forms. This Alert explains the ins and outs of filing Forms 1094 and 1095, including requirements, electronic filing systems, deadlines, waivers, and throughts on "DIY" vs engaging a vendor.
10/14 Third Quarter Round Up on ACA Developments
Minor but important Affordable Care Act (ACA) developments in recent months could impact employers and their group health plans in 2016. The PACE Act allows states to decide the threshold size for "small employers." The IRS and Department of Treasury clarified guidance for employers that offer HRA or expatriate plans. In addition, changes to Medicare Part D now decrease the financial exposure for enrollees (“closing the donut hole”), but might impact the creditability of some employer sponsored Rx plans, and the Medicare Part D notice that employers are required to distribute annually. Finally, while formal, direct IRS guidance has not been issued, employers that give cash to individuals who waive coverage should reconsider that design.